IDFC First Bank is anticipated to report a weak Q4FY26 performance, with profitability under pressure from a recent deposit fraud. Despite this, core operating metrics are expected to remain resilient due to healthy loan growth and stable margins. Net interest income (NII) is projected to grow between 14% and 19%, amounting to Rs 5,610 crore to Rs 5,830 crore.
Brokerages have varying estimates for key metrics. Nomura predicts a PAT of Rs 50 crore, down 84% year-on-year and 90% quarter-on-quarter. Nuvama expects PAT at Rs 200 crore, down 36% YoY and 61% QoQ. ICICI Securities estimates PAT at Rs 407 crore, up 34% YoY but down 19.1% QoQ. Motilal Oswal forecasts PAT at Rs 160 crore, down 47% YoY and 68% QoQ.
Key areas to monitor include the impact of the deposit fraud, asset quality, and deposit growth trajectory. The bank will announce its earnings on Saturday, April 25.
